FilingsIQ.ai ("FilingsIQ," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI-powered research platform. By using FilingsIQ, you consent to the practices described in this policy.
2. Information We Collect
We collect minimal information necessary to provide our service:
Account Information
Email address, used for account creation, authentication, and service communications
Name, used for display within the application
Password, stored as a one-way cryptographic hash (bcrypt); we never store or have access to your plaintext password
Billing Information
Payment processing is handled entirely by Stripe
We never receive, store, or have access to your credit card number, CVV, or banking details
We store only a Stripe customer ID and subscription ID for billing management
Usage Data
Ticker symbols you research (stored to maintain your workspaces)
Filing references you add (SEC filing identifiers, not proprietary data)
Session cookies for authentication (no third-party tracking cookies)
3. Information We Do NOT Collect
We want to be explicit about what we do not collect or store:
Investment portfolios, positions, or holdings
Client or investor data
Watchlists or trade history
Brokerage account credentials or connections
Behavioral tracking data or analytics profiles
Third-party advertising cookies
4. How We Use Your Information
To provide and maintain the Service, including your research workspaces
To authenticate your account and manage sessions
To process subscription payments through Stripe
To send important service-related communications (billing, security, changes)
To respond to support inquiries and contact form submissions
To improve the Service based on aggregate, anonymized usage patterns
5. AI-Generated Content & Your Research
Your research content, including notes, theses, memos, and analyses, is processed through AI to generate summaries and insights.
Your research content is never used to train or fine-tune FilingsIQ's AI models
Your research content is never shared with third parties
You retain full ownership of all content you create using the Service
AI processing is performed via secure API calls with enterprise-grade providers
6. Data Sources
FilingsIQ works exclusively with publicly available data:
SEC EDGAR, Public filings (10-K, 10-Q, 8-K) retrieved via the SEC's public API
Alpha Vantage, Market data, stock quotes, and news via industry-standard API
No proprietary, non-public, or material non-public information (MNPI) is used or required.
7. Data Security
We implement industry-standard security measures to protect your data:
TLS encryption for all data in transit
Database encryption at rest via Google Cloud managed encryption
Bcrypt password hashing with salt
Secure, httpOnly session cookies
Hosted on Google Cloud Platform infrastructure
Rate limiting and DDoS protection on all API endpoints
Isolated production environment with restricted access
For more details, visit our page.
8. Data Sharing & Disclosure
We do not sell your personal information. We may share limited data only with:
Stripe, for payment processing (subject to Stripe's privacy policy)
AI service providers, for generating summaries and analyses (content is not retained by providers)
Law enforcement, only when required by law, subpoena, or valid legal process
We do not share data with advertisers, data brokers, or marketing platforms.
9. Data Retention
Account data is retained for the duration of your account
Workspace data (tickers, filings, notes) is retained while your account is active
Upon account deletion, all associated data is permanently removed
Billing records may be retained as required by tax and financial regulations
10. Your Rights
You have the right to:
Access, Request a copy of the personal data we hold about you
Correction, Request correction of inaccurate personal data
Deletion, Request permanent deletion of your account and all associated data
Portability, Export your research notes and theses
Withdraw consent, Cancel your subscription and close your account at any time
To exercise any of these rights, please .
11. Cookies
FilingsIQ uses only essential cookies required for authentication and session management. We do not use third-party tracking cookies, advertising cookies, or analytics platforms that track individual behavior. Your session cookie is secure, httpOnly, and expires when your session ends or after a set inactivity period.
12. Children's Privacy
FilingsIQ is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will delete it promptly.
13. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify users of material changes via email or through the Service. The "Last updated" date at the top of this page indicates when this policy was most recently revised.
14. Contact
If you have questions about this Privacy Policy or our data practices, please or email us at info@filingsiq.ai.